Student loan repayment calculator
Estimate your monthly payment, total interest, and total cost — and see how much you could save by paying a little extra each month. Everything is calculated right in your browser; nothing is sent anywhere and there's no sign-up.
This is an estimate using the standard amortization formula and the numbers you enter. It assumes a fixed rate and equal monthly payments, and it is informational only — not financial advice. Your actual loan terms, fees, and any variable rate may differ. See how we research and calculate, and always confirm current details at studentaid.gov.
Student loans at every type of school
Federal and private student loans are available at four-year universities, community colleges, trade schools, and graduate programs. Your school type affects which loans and how much you can borrow.
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Get help comparing student-loan and refinance options from vetted partners. Free, no obligation. Informational only — not financial advice.
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