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Federal Student Loans

Browse 7 federal student loans. Each page explains what the loan is, who it's for, how rates and limits are set, and the pros and cons — in plain language and grounded in official sources.

Federal Direct Subsidized LoansNeed-based federal loans for undergraduates where the government pays the intere…Federal Direct Unsubsidized LoansFederal loans for undergrad and graduate students that don't require financial n…Federal Perkins Loans (Historical)A discontinued federal campus-based loan program for students with exceptional f…FFEL Program LoansA legacy federal loan program — no new loans since July 1, 2010 — but roughly 7.…Grad PLUS Loans (Direct PLUS for Graduate Students)Federal Direct PLUS loans for graduate and professional students — eliminated fo…Health Professions Loans (HRSA-Administered)Campus-based, need-based federal loans for eligible health professions students …Parent PLUS Loans (Direct PLUS for Parents)Federal Direct PLUS loans that parents of dependent undergraduates can take out …

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